KKI was founded by Leonardo Kamilius in 2011, with Lucyana Siregar as co-founder. At 25, they had a strong calling to make significant positive impacts to help others in need. When they first started, both did not take any salary for a year. They chose one of the toughest areas in Jakarta, Cilincing, home to 20 thousand poor households.
Leon and Lucy started by learning and adopting the Grameen model, pioneered by Muhammad Yunus, who won a Nobel Prize for developing microcredit. In subsequent years, the model was adjusted further to serve the urban poor in Jakarta slums.
KKI currently serves ~9,800 members in our 5 branches covering Cilincing, Priok, Sukapura, Cakung, and Koja areas, all in North Jakarta. Our members are women who earn USD 1-5/day and run micro businesses. KKI has grown to 60 employees today and has disbursed more than USD 10 million in microloans since establishment.
KKI's vision is for Indonesia's poor to exit poverty for good, and our mission is to empower them with mindset-motivation training and microfinance services. One day, we dream to become that one institution that deeply cares and extensively knows how to best serve the poor in many different areas beyond financial access.
Over the years, KKI has been tremendously supported by people who believe in what we do. The first billion of capital to establish KKI in 2011 came purely from donations. The donors ranged from C-level executives to primary school students. Along this journey, we found many kind supporters who shared their experience, knowledge, and passion with us.
As we grow, we are now able to provide returns to money lent to KKI by our supporters. We are very grateful for the tremendous trust given to manage the loans, which will allow us to help more poor and vulnerable individuals achieve their lifelong dreams.
Milestones and key transformations shaping KKI's impact over the years.
KKI began its journey with the disbursement of its first group loan in February 2011. Early challenges laid the foundation for growth.
Active membership surpassed 3,000 as organizational improvements took effect. KKI expanded to reach more communities.
Amid a decline in membership, KKI introduced its Three Core Values. Vision and Mission were renewed as a new direction ahead.
Despite COVID-19, KKI surpassed 10,000 active members in 2021 and completed its leadership transition in 2022.
KKI revitalized key member programs and expanded into new areas. Active membership exceeded 16,100.
KKI strengthened internal governance to support sustainable growth, enhancing readiness for future challenges.