Koperasi KASIH Indonesia: 2020 Annual report and Q4 2021 Quarterly Report

Dear KKI's supporters,

We hope this email finds you well.

As the Omicron variant started to spread widely, we hope you and your family stay safe.

We also wanted to say Happy New Year to all of you and a Happy Chinese New Year to those who celebrate it.

May 2022 be filled with blessings, and as all of us hope, may the pandemic end soon.

With this email, we shared the 2020 Annual Report and the Quarterly Report for the 4th quarter of 2021.

1. The 2020 Annual Report:

- I dearly apologize for the long delay in sending the annual report and for not fulfilling my promise to send it earlier.

- In a nutshell, 2020 marked a year like no other, as an unprecedented pandemic tsunami hit KKI. The tsunami was gigantic. However, GOD, who guided us, was way bigger.

2. The Quarterly Report for the 4th quarter of 2021:

- We shared a high-level evaluation of 2021, a rise in members with difficulty repaying their loans and our planned solutions, and the objectives and plans for 2022.

All of us at KKI is truly grateful for your continuous support throughout our journey, including in 2020 and 2021.

Your support is truly a blessing from GOD, and we hope that you will continue supporting us in 2022 and beyond.

We pray that you will be safe, happy, and have peace in everything you do.

GOD bless us all, always and forever.